Fast, flexible loans with no hidden charges. From MWK 20,000 to MWK 700,000.
We go beyond loans — our team provides practical financial guidance to grow your business.
Simple, transparent loan products tailored to the needs of individuals, entrepreneurs, and communities across Malawi. Find the one that is right for you.
Life can present unexpected financial challenges. Our emergency loans provide quick access to funds when you need them most, helping you handle urgent medical bills, family needs, or other unforeseen expenses.
Kuwale loans enable clients to acquire off-grid solar systems on loan, repayable over an agreed period. Solar products offered include Pico, M400, L190, and Lumn systems.
Mzika loans are provided to clients who have successfully graduated from Pompopompo Azimayi loans.
Payday loans are offered to individuals employed in the civil service and employees of companies with which URI has a Memorandum of Understanding (MoU). The loan amount does not exceed the borrower’s monthly salary.
This loan is offered exclusively to women engaged in small-scale businesses as start-up or top-up capital. For first-time clients, loan amounts range from MWK 20,000 to MWK 50,000.
These loans are offered to individuals who have retired from government civil service departments
URI Microfinance Credit Agency is a registered microfinance institution dedicated to providing fast, flexible, and transparent financial services to individuals, civil servants, entrepreneurs, and communities across Malawi.
We believe that access to credit should be simple and dignified. Whether you are starting a small business, covering an emergency, or planning for your family's future — we have a product designed with you in mind.
Loans processed and disbursed quickly so you get funds when you need them most.
Full transparency on all fees and interest — what you see is exactly what you pay.
From payday loans to solar financing — a product tailored to every stage of your life.
We go beyond loans — our team offers practical guidance to help your business grow.
Our team is happy to guide you. Get in touch and we will help you find the right loan for your situation.