Loans Built for Every Malawian

Our Full Range of Loan Products

Simple, transparent loan products tailored to the needs of individuals, entrepreneurs, and communities across Malawi. Find the one that is right for you.

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01. Emergency Loans

Life can present unexpected financial challenges. Our emergency loans provide quick access to funds when you need them most, helping you handle urgent medical bills, family needs, or other unforeseen expenses.

  • Loan Amount: MWK 50,000 – MWK 1,000,000
  • Interest Rate: 6.0000% per month
  • Charge:
  • Charge:
  • Valid national ID required

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Available Now  ·  3–3 months

02. Kuwala (Solar) Loans

Kuwale loans enable clients to acquire off-grid solar systems on loan, repayable over an agreed period. Solar products offered include Pico, M400, L190, and Lumn systems.

  • Loan Amount: MWK 0 – MWK 5,000
  • Interest Rate: 0.0000% per month
  • Repayment Term: 3 to 3 months
  • Valid national ID required

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Available Now  ·  1–1 months

03. Mzika Loan

Mzika loans are provided to clients who have successfully graduated from Pompopompo Azimayi loans.

  • Loan Amount: MWK 50,000 – MWK 2,000,000
  • Interest Rate: 5.0000% per month
  • Repayment Term: 1 to 1 months
  • Charge:
  • Charge:
  • Valid national ID required

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Available Now  ·  1–1 months

04. Payday Loans

Payday loans are offered to individuals employed in the civil service and employees of companies with which URI has a Memorandum of Understanding (MoU). The loan amount does not exceed the borrower’s monthly salary.

  • Loan Amount: MWK 50,000 – MWK 500,000
  • Interest Rate: 5.0000% per month
  • Repayment Term: 1 to 1 months
  • Charge:
  • Charge:
  • Valid national ID required

Apply Now Learn More

Available Now

05. Pompopompo Azimayi Loans

This loan is offered exclusively to women engaged in small-scale businesses as start-up or top-up capital. For first-time clients, loan amounts range from MWK 20,000 to MWK 50,000.

  • Loan Amount: MWK 20,000 – MWK 50,000
  • Interest Rate: 5.0000% per month
  • Charge:
  • Charge:
  • Valid national ID required

Apply Now Learn More

Available Now  ·  1–1 months

06. Retired Civil Servant Loans (Pensions Loan)

These loans are offered to individuals who have retired from government civil service departments

  • Loan Amount: MWK 50,000 – MWK 2,000,000
  • Interest Rate: 6.0000% per month
  • Repayment Term: 1 to 1 months
  • Charge:
  • Charge:
  • Valid national ID required

Apply Now Learn More

Not sure which product is right for you?

Our team is happy to guide you. Get in touch and we will help you find the right loan for your situation.

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